Why it happens · Employees & founders

Employee & founder liquidity

The most common driver. Equity compensation vests over years, but a company staying private for a decade or more means that value stays on paper the whole time. Employees sell a portion of vested shares — through a company tender offer or a private sale — to cover taxes, buy a home, or simply diversify a net worth that's overexposed to one employer's stock.

Worked example

A worked example of a tender-offer sale (illustrative figures, not tied to a specific real deal):

  1. An early employee holds 40,000 fully vested shares. The company's last primary round priced stock at $18/share, so the paper value of the full position is $720,000.
  2. The company runs a tender offer priced at a 12% discount to the last round — $15.84/share — and caps participation at 25% of each holder's vested position, to keep enough equity retention across the workforce.
  3. The employee sells 10,000 shares (25% of the position) at $15.84, for $158,400 gross. The remaining 30,000 shares stay illiquid until the next tender window, IPO, or acquisition.
  4. Tax withholding on the spread between the option strike price and the sale price is typically due immediately, which is why employees often need to plan a tender sale around their broader tax picture, not just the headline price.

See: Stripe →

See every reason a secondary sale happens, or go back tohow a deal actually works step by step.